The good news for nearly 12 lac farmers’ are benefitting from Kisan Credit Card (KCC), announced by the Uttar Pradesh government. The KCC will be issued soon by the government under Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) system in which 2,43,000 recipients have applied and only 1,53,000 are benefitted from KCC and still, 90 Lac farmers are yet to receive.
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Kisan Credit Card is the beneficiary locker way to help the farmers by providing them with the granted loans at very low rates for agricultural work. Getting a loan with the help of this card will be 2-4 percent cheaper, with the condition of repaying the loan on time. There is a wide connection between the PM Kisan Sanman Nidhi Scheme and Kisan Credit Card.
The KCC was implemented by keeping in mind to fulfill all the essential requirement of the farmers and providing with an advantage of short term loans, machinery purchase, even to ensure conditions in the fishery, farming, animal husbandry, etc.
To apply for the card the process is very simple also the card is very useful in many ways for the farmers. If you are the recipient of PM Kisan Sanman Nidhi and applying for the card then get ready with the documents apply soon.
The farmers are provided with Rs 6000 in financial assistance in a single financial year by Kisan Samman Nidhi Yojana. The farmers of rural and urban areas are both eligible for the program Yojana. In Rs 2000 of the three installments balance can be disbursed in the plan.
Members of 60 years of age are provided with the facility of pension with an income-generating program.
How To Apply For The KCC Credit Card Form
Login into the official website https://pmkisan.gov.in/
Download the https://pmkisan.gov.in/Documents/Kcc.pdf
Then you have to fill the form with the crop protection and landowner records.
Once you fill-up the form you will get the Kisan Credit Card from the bank.
What Documents Is Needed?
- AADHAR CARD,
- PAN CARD,
- PHOTOGRAPH.
Along with the above-mentioned documents, the farmers have to present an affidavit claiming that all the papers that they have mentioned are not lent by some other banks.
Eligibility Criteria
The question arises in the mind of the farmers that are they eligible to get The KCC card or not. So, the government has provided with a scheme whose age is between 18 to 75 years of age, also the person seeking with fisheries, agriculture, animal husbandry is eligible to obtain the KCC card. The farmers above 60 years of age can apply with the co-applicant who is below 60 years.
From Where You Can Get a KCC
Farmers can receive the Kisan Credit Card from Regional Rural Bank, Co-operative Bank, IDBI Bank, SBI, BOI, and even from the even the National Payments Corporation of India (NPCI).
For How Long The KCC IS Valid
The Kisan Credit Card is valid for 5 years. Also, the farmers can apply for the loans without a guarantee of Rs 11.6 lac which was previously been 1 Lac Rupees. Under the insurance on KCC loans, the notified crops and authorized areas are covered.
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