In agriculture, farmers are the main source in helping the economy to a great scale. It’s the duty of the government to keep in mind the welfare of the farmers and grow productivity and help our economy. For this, the government has planned the best schemes and policies for the upliftment and improving the conditions of farmers at a larger scale.
The government has inaugurated several schemes and is also working continuously to keep them formulated with certain norms and policies. Ensuring the new schemes is beneficial to the farmers in all aspects of working. So, through this blog, you will come to know all about government schemes and policies.
The government schemes and policies impact is always tenuring the lives of the farmers in a better way. Some of the important government schemes useful by the government are:
Pradhan Mantri Fasal Bima Yojana (PMFBY)
Pradhan Mantri Fasal Bima Yojana is launched for Central or State Government. Farmers are benefited from this scheme by facilitating quick claims settlement. Under, this scheme farmers need to pay a 2 percent premium on Kharif crops, 5 percent for annual horticultural and commercial crops, 1.5% on Oilseeds and Rabi crops.
Kisan Credit Card (KCC) scheme
Another important beneficial scheme inaugurated by the government is the Kisan Credit Card Scheme. It came into existence in the year 1998 to provide short-term credit loans to the farmers. Farmers need to visit the nearby bank and get registered for the KCC scheme.HDFC, Axis, ICICI, SBI, and many more banks are there that provide KCC beneficial scheme policy.
PM-Kisan Scheme
One of the best initiatives and the best Yojna Pradhan Mantri Kisan Scheme is formulated by the central government with an aim of providing benefits to the farmers by financial support. Under this scheme, farmers who have registered will get the amount on an installment basis. Rs.6000 will be given in three installments on yearly basis.
Pradhan Mantri Kisan Maandhan Yojana
Pradhan Mantri Kisan Maandhan Yojna is beneficial to small and marginal farmers. People seeking to the age of 60 marginalized farmers will get a minimum pension of Rs 3000 per month. People of the 18-40 years of age group are eligible to apply for the pension scheme. Farmers need to pay a monthly short-term amount of Rs 55 to 200. The pension fund for cultivators is also liable to pay an equal amount of contribution.
Pashu Kisan Credit Card Scheme
The animal husbandry sector looks through the Pashu Kisan Credit Card Scheme. This scheme is good for livestock farmers. The first state provides the ‘Pashu Kisan Credit Card’ scheme in Haryana. An easy loan is provided to the farmers on the purchase of buffalo, goats, cows, etc. For the growth and development of animal husbandry in India.
For the growth and development of the animal husbandry sector in India, the Government has launched the ‘Pashu Kisan Credit Card’ for livestock farmers. Haryana is the first state in the country to provide Pashu Kisan Credit Cards to the farmers. Under this scheme, farmers are given loans to buy cows, buffalo, goats, etc. To apply for a Pashu Kisan Credit Card you will have to go to your nearest bank.
Pradhan Mantri Krishi Sinchai Yojana (PMKSY)
Agriculture farming is not possible without water resources. Thus, to provide an accurate supply of water with an aim and motto ‘Har Khet Ko Paani’ is the primary function of the irrigation system under Pradhan Mantri Krishi Sinchai Yojna (PMKSY).
Paramparagat Krishi Vikas Yojana (PKVY)
Paramparagat Krishi Vikas Yojana is good for implementing and promoting organic cultivation in India. To boost the net income of the farmers and to improve the soil health of the farmers is the primary aim of PKVV Yojna. From 2015-16 to 2017-18 ten thousand clusters of 50 acres each is covered under an area of 5 lakh acres.
National Agriculture Market (e-NAM)
Agriculture e-marketing platform brings a keen interest in growing the market at national levels and supports the creation of infrastructure. The main aim of e-NAM is to get improved remuneration for the production and move towards ‘One Nation One Market’.
Soil Health Card Scheme
The State Government focused on providing Soil Health Card Scheme and launched in the year 2015 and provided cards to farmers of India. To improve soil health and its fertility this card helps the farmers to provide information on how much nutrients are essential to the crop.
Livestock insurance Scheme
Agriculture is vast in the sector. While protecting the mechanism of the farmer to cattle rearers against any eventual loss of animals because of death is the main aim of the Livestock insurance scheme. This scheme is also available to farmers by popularizing it to improve the quality of livestock and their products.
Rajiv Gandhi Kisan Nyay Yojna
Rajiv Gandhi Kisan Nyay Yojna scheme is especially for the Chhattisgarh farmer. It aimed at ensuring the farmer for the minimum income available to cultivators growing 13 Kharif season and one rabi season crops in the state.
Rythu Bandhu scheme
Another welfare scheme for the benefit of the farmer is Farmer’s Investment Support Scheme or Rythu Bandhu scheme run by the Telangana government that provides support to farmers for 2 crop years. 58.33 lakh farmers benefited from the government scheme. The government provides help by Rs 5000-acre season to support the farm investment, twice a year (including Kharif and rabi ) seasons. This scheme is the direct cash paid scheme beneficial to the farmer.
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